The Examination Before issuing an insurance policy, sometimes a paramedical exam may be required. A paramedical exam includes some questions about medical history, height and weight, pulse and blood pressure. Additionally, a urine specimen and blood sample may be collected. The exam usually takes 20 to 30 minutes to complete. Acura Paramedical's examiners will ask for the names and addresses of any physicians and/or hospital that the applicant may have seen. Likewise, the examiner will ask about any

illness, medication, and any other treatment that the applicant may have had. All of the information given to the medical examiner is strictly confidential. It will be forwarded to the insurance company’s home office and used for underwriting purposes only.

Blood Tests Blood tests provide important information that the insurance company uses in the underwriting process. A wide variety of lab tests are performed by a laboratory that will send the results to the home office of the insurance company.

If a blood test is required, the sterile materials used are supplied in a disposable blood kit, and are used only one time. The certified medical examiner will open the kit in front of you, and will break the seal on the sterile needle in your presence.

Depending on the requirements of the insurance company, you may be asked to fast for several hours prior to the blood draw. Advise the examiner if you have ever experienced fainting, nausea or bruising while having your blood drawn, or if you are taking blood thinners or increased doses of aspirin.

We will request that you sign an authorization allowing a blood & urine specimen to be taken.

Additional Requirements

Along with the paramedical exam, additional requirements may be needed by the insurance company. You will be informed by the examiner if such requirements are necessary. These requirements may include an exam by a licensed physician, resting electrocardiogram (EKG), Treadmill (stress test), Timed Vital Capacity (TVC), blood test, or chest X-ray.

Helpful Hints for Exam patients

In order to obtain the best possible results during an examination, here are some helpful suggestions:

• Try to schedule your appointment for the time of day that is least stressful for you.
• To save you time during the examination you may want to create some notes of prior medical records.
• Be well rested prior to the examination.
• Wear loose-fitting clothing, a short-sleeved shirt, or a long-sleeved shirt that can be easily rolled up.
• Avoid the intake of alcoholic substances for at least eight hours before the examination.
• Drink a glass of water prior to the examination for this will assist in obtaining a urine specimen.
• Avoid caffeine intake several hours prior to the examination if possible.
• Avoid any strenuous activity for 24 hours